Consumers are more than likely to cite convenience as their major purpose for shopping in-store or on-line no matter habits or preferences. Experts project that 72% of retail gross sales will happen in brick-and-mortar stores in 2024. Of customers who order groceries on-line expect same-day success. Consumers are most likely to buy personal electronics and apparel online and like to use ship-to-home for most on-line buy fulfillments. In 2022, complete seasonally-adjusted in-store retail gross sales dollars elevated 5.21%; seasonally-adjusted e-commerce sales dollars increased 10.7%. The e-commerce share of complete retail sales dollars has elevated at a mean annual fee of …